Midkey Broker Accreditation Assessment

  • Complete the 12-question assessment to obtain Midkey accreditation.
  • A minimum score of 10/12 is required (maximum three attempts).
  • Review your Midkey Accreditation email prior to commencing.
  • The Midkey team will advise next steps upon completion.
What is the minimum Midkey loan size?
Does the Midkey loan have a fixed repayment timeframe?
Can borrowers make repayments at any time (subject to paying for a new valuation)?
If a borrower needs a Midkey (owner-occupier house) as a second mortgage, what is the maximum LVR Midkey can lend up to?
If a borrower needs a Midkey (owner-occupier house) as a second mortgage, what is the maximum COMBINED (first mortgage + Midkey) LVR Midkey can lend up to?
Who can Midkey lend to?
When must borrowers fully repay their Midkey loan?
Does Midkey charge simple interest or compound interest?
Can borrowers deduct Midkey’s 1.5% Establishment Fee from Midkey’s loan proceeds?
How is the Midkey Deferral Fee calculated if the property value has increased?
Calculate the Deferral Fee on the following example: a property has an Agreed Initial Value of $1m at the start of the loan, and a customer borrows $100,000 from Midkey. When they sell, the property is worth $1.2m.
How much does Midkey discount the valuation to determine the Agreed Initial Value?
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Terms, conditions, fees, charges and eligibility criteria apply (available on request). Applications for credit are subject to lending and credit assessment criteria. Any advice on our website has been prepared without considering your objectives, financial situation or needs. Before acting on any advice, you should consider whether it is appropriate for your circumstances and read the relevant disclosure documents (available on request). Interest rates, fees and charges are subject to change.
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Midkey Funds Management Pty Ltd ABN 43 653 917 036 is a Corporate Authorised Representative (CAR No. 1297360) of Sandford Capital Pty Limited ABN 82 600 590 887 and AFSL 461981. Midkey Funds Management Pty Ltd ABN 43 653 917 036 is an Australian Credit Representative (Credit Representative Number 539174) of Allied Financial Consulting Pty Ltd ABN 86 059 732 419, Australian Credit Licence 393845.